First Time Buyer
Mortgages
What are First-Time Buyer Mortgages?
First-time buyer mortgages are designed for individuals diving into the housing market for the first time and buying their first home.
If you've never owned a property and aim to make the new place your primary residence, you qualify as a first-time home buyer.
With Envoy Financial, you can embark on this journey with confidence and enthusiasm, knowing you'll be supported every step of the way.
Envoy Financial have significant knowledge of navigating the Glasgow, Ayrshire, Lanarkshire & Stirlingshire property markets.
Your home may be repossessed if you do not keep up repayments on your mortgage’
Get Mortgage and Property Ready,
The Envoy Way.
Embarking on the homeownership path can be exhilarating yet simultaneously daunting for novices. With Envoy Financial, you're assured of the best advice right from the get-go and unwavering support through the entire journey by our experienced mortgage and protection consultants with over 30 years of experience.
Our team is ready to navigate you through the maze, ensuring your queries are addressed and the experience remains as seamless and stress-free as feasible.
Property Hunt
Pinpoint what you desire in your dream home. Size, garden, parking, and other specifications. Once you spot the ideal place, we're here to help you secure it.
Deposit Strategy
Mortgages come with the stipulation of a deposit. This upfront payment is your initial contribution towards your home.
Agreement in Principle
Boost your property-viewing game with an Agreement in Principle. It's a quick, hassle-free nod from a bank indicating potential loan amounts and doesn't dent your credit score.
Spot, Offer, Secure
Found 'The One'? You should contact us straight away so we can negotiate with the estate agents on your behalf and get everything ready to move into your first-home.
Why Envoy?
At Envoy Financial, we understand that buying a home, especially for the first time, is a blend of excitement, anticipation, and a tad bit of anxiety. Our mission is to tilt that balance heavily towards excitement.
We believe that with the right guidance and support, this milestone can be achieved smoothly and without undue stress.
Our Approach
Our primary commitment? You. We thrive on building lifetime relationships with our clients.
From aiding you in locating your dream home to securing the essential funds and ensuring you have the ideal insurance to safeguard it, Envoy is by your side every step of the way.
Feel Supported 24/7
Life doesn't pause, and neither do we. Recognising the strains of property acquisition, our team is always on hand, be it dawn, dusk, or the deep of night.
No matter your preferred communication method - Messenger, WhatsApp, Email, or Phone - our seasoned team is a click or call away.
Advice You Can Trust
Embarking on the homeownership path can be exhilarating yet simultaneously daunting for novices. With Envoy Financial, you're assured of the best advice right from the get-go and unwavering support through the entire journey by our experienced mortgage and protection consultants with over 30 years of experience.
Our team is ready to navigate you through the maze, ensuring your queries are addressed and the experience remains as seamless and stress-free as feasible.
